Welcome to Preventor Financial Technology, Inc.
Preventor Financial Technology, Inc. (“us”, “we”, or “our”) operates https://preventor.com and Preventor mobile application (hereinafter referred to as “Service”).
At Preventor Financial technology, Inc. we place significant emphasis on protecting our users’ personal identifiable information (‘PII”). Protecting your privacy is of the highest importance.
SERVICE means the https://preventor.com website and the Preventor mobile applications: Preventor ID, Preventor Auth and mio.ID operated by Preventor Financial Technology, Inc.
PERSONAL DATA means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).
USAGE DATA is data collected automatically either generated by the use of Service or from Service infrastructure itself (for example, the duration of a page visit).
COOKIES are small files stored on your device (computer or mobile device).
DATA PROCESSORS (OR SERVICE PROVIDERS) means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively.
DATA SUBJECT is any living individual who is the subject of Personal Data.
THE USER is the individual using our Service. The User corresponds to the Data Subject, who is the subject of Personal Data.
BIOMETRICS A study of people’s unique physical and behavioral characteristics, which aims to identify or recognize people as a unique individual based on traits they have. At Preventor we use biometrics to create a Biometric Template of your face and your voice so that we can confirm it is really you.
BIOMETRIC TEMPLATE A biometric template is only a digital map of your face and a recording of your voice, this is not the original video or scan of your face. A biometric template is a snapshot of your physical or behavioral attributes. This image then becomes a master profile and it is from this that the unique features of your face are extracted, and then converted into a mathematical file.
We collect several different types of information for various purposes to provide and improve our Service to you.
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information (PII) may include, but is not limited to:
We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link.
We may also collect information that your browser sends whenever you visit our Service or when you access Service by or through a mobile device (“Usage Data”).
This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When you access Service with a mobile device, this Usage Data may include information such as the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.
Tracking cookies data
Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyze our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
Preventor Financial Technology, Inc. uses the collected data for various purposes:
We will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods.
Preventor retains the PII we receive as described in this Policy for as long as you use our Services or as necessary to fulfill the purpose(s) for which it was collected, resolve disputes,establish legal defenses, conduct audits, pursue legitimate business purposes, enforce our agreements, and comply with applicable laws.
The laws in some jurisdictions require companies to tell you about the legal ground they rely on to use or disclose your PII. To the extent those laws apply, our legal grounds are as set forth below.
Your information, including Personal Data, may be transferred to – and maintained on – computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.
If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.
You understand and acknowledge that among the Services we perform are know your customer services (“KYC”), other identity verification services, and provision of the Preventor ID, Preventor Auth and mio.ID. When performing KYC or other identity verification services, or with respect to the Preventor ID, Preventor Auth and mio.ID, we are hired by a third party to collect your PII for KYC or other identification purposes or in the case of the Preventor ID, Preventor Auth and mio.ID to assist in confirming certain information, including proof of Covid vaccination. When you submit PII for KYC or other identity verification purposes or in connection with the use of the Preventor ID, Preventor Auth and mio.ID, you hereby consent to Preventor disclosing any portion of such PII submitted for such purposes, as permitted by applicable laws and regulations, to the third party who has hired us to perform such services.
We may disclose personal information that we collect, or you provide:
Security is a core business principle. Our products and services do different things, so the specific security details for each one is listed in the relevant product sections. We always keep personal information encrypted in secure locations with strict access controls.
We continually test our systems to ensure that we are compliant and to ensure that we follow top industry standards for information security. Several times a year external audits are carried out on us to check that our security arrangements are compliant.
Some of our Services allow you to share your Preventor profile and other PII you have disclosed on the Preventor platform to third parties. You are the only one that can consent and request that your information be sent to a third party for viewing. Once you direct Preventor to send your PII to a third party, Preventor is not liable for any of such PII sent to the requested third party, including without limitation any liability for any actions such third party may take with respect to your PII. We encourage you to read or discuss privacy policies and confidentiality issues with the third party you are sending your Preventor profile to.
Preventor will retain biometric data only until the earlier of the following occurs: (i) the initial purpose for collecting or obtaining such biometric data has been fulfilled, or (ii) until you delete the information from your mio.ID profile, either partially or totally.
If you are a resident of the European Union (EU) and European Economic Area (EEA), you have certain data protection rights, covered by GDPR. – See more at https://eur-lex.europa.eu/eli/reg/2016/679/oj
We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.
If you wish to be informed what Personal Data we hold about you and if you want it to be removed from our systems, please email us at email@example.com.
In certain circumstances, you have the following data protection rights:
Please note that we may ask you to verify your identity before responding to such requests. Please note, we may not able to provide Service without some necessary data.
You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).
According to CalOPPA we agree to the following:
Our Policy on “Do Not Track” Signals:
We honor Do Not Track signals and do not track, plant cookies, or use advertising when a Do Not Track browser mechanism is in place. Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
We may employ third party companies and individuals to facilitate our Service (“Service Providers”), provide Service on our behalf, perform Service-related services or assist us in analysing how our Service is used.
These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
We may use third-party Service Providers to monitor and analyze the use of our Service.
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualise and personalise the ads of its own advertising network.
For more information on the privacy practices of Google, please visit the Google Privacy Terms web page: https://policies.google.com/privacy?hl=en
We also encourage you to review the Google's policy for safeguarding your data: https://support.google.com/analytics/answer/6004245
We may use third-party Service Providers to automate the development process of our Service.
GitHub is provided by Atlassian, Inc.
GitHub is a development platform to host and review code, manage projects, and build software.
We may provide paid products and/or services within Service. In that case, we use third-party services for payment processing (e.g. payment processors).
The payment processors we work with are:
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Our Services are not intended for use by children under the age of 13 (“Children”).
We do not knowingly collect personally identifiable information from Children under 13. If you become aware that a Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from Children without verification of parental consent, we take steps to remove that information from our servers.
By email: firstname.lastname@example.org.